We talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership.

No matter the size or shape of a living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, the feel-good connections to our own homes are typically more important to us than the financial ones. Here are some of the reasons why:

Interest rates have been low for several years. Do we really realize what a difference it makes. Take a look at this infographic which shows the difference that interest rates will make on a payment for a $250,000 home. What a great time we live in now for home ownership! First step. Talk to a lender to see what you can afford. Second step. Let’s get together and start looking at homes in the area to get an idea of what kind of a home you can get for various prices. Be patient, but ready to jump in when the right home comes along.

If you think buying makes sense, let’s start the process. I’m glad to help!

If you’re currently renting and have dreams of owning your own home, it may be a good time to think about your next move. With rent costs rising annually and many helpful down payment assistance programs available, homeownership may be closer than you realize.