Fergus Falls Buyers | What Is Private Mortgage Insurance (PMI)?

Whether you are looking to buy a home in Fergus Falls or on a lake, I’m a real estate agent with the “heart of a teacher” who would love to help you in the process.  As a real estate agent, I want to be prepared to ensure that you are given the best buying/selling experience with knowledge and expertise to guide you along the way.  One of the best things you can do as a potential buyer is visiting with one or more lenders and getting pre-approved. Today I’d like to talk to you about Private Mortgage Insurance (PMI).

When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). Continue reading “Fergus Falls Buyers | What Is Private Mortgage Insurance (PMI)?”

Fergus Falls | Buying a home is cheaper than Renting

Whether you are looking to buy a home in Fergus Falls or on a lake, I’m a real estate agent with the “heart of a teacher” who would love to help you in the process.  As a real estate agent, I want to be prepared to ensure that you are given the best buying/selling experience with knowledge and expertise to guide you along the way.  

Today I’d like to share information with you about how Buying a Home Is Cheaper Than Renting in the Majority of the US.  I am convinced that in Fergus Falls it is less expensive to buy a home than it is to rent. Either way you are paying on a mortgage. ( see article)

The results of the 2018 Rental Affordability Report from ATTOM show that buying a median-priced home is more affordable than renting a three-bedroom property in 54% of U.S. counties analyzed for the report. Continue reading “Fergus Falls | Buying a home is cheaper than Renting”

Fergus Falls MN | Costs You Less to Buy Than for Parents

Whether you are looking to buy a home in Fergus Falls or on a lake, I’m a real estate agent with the “heart of a teacher” who would love to help you in the process.  As a real estate agent, I want to be prepared to ensure that you are given the best buying/selling experience with knowledge and expertise to guide you along the way.  

Today I’d like to share information with you about how the COST of your next home will be LESS than your parents’ home was. 

There is no doubt that the price of a home in most regions of the country is greater now than at any time in history. However, when we look at the cost of a home, it is cheaper to own today than it has been historically. Continue reading “Fergus Falls MN | Costs You Less to Buy Than for Parents”

Fergus Falls Renters | Is Home Ownership Your Dream?

Nationally |   80% of Renters Believe Homeownership is a Part of Their American Dream

Whether you are looking sell a home in Fergus Falls or lakeshore home near Fergus Falls, I’m a real estate agent with the “heart of a teacher” who would love to help you in the process.  As a real estate agent, I want to be prepared to ensure that you are given the best buying/selling experience with knowledge and expertise to guide you along the way.  

If you are one of the many homeowners whose houses no longer fit their needs and are looking to move up to your dream home, now is a great time to list your starter home! First-time buyers are out in force looking to achieve their American Dream.

Americans have long believed that home ownership is a dream that can be realized.  Today is no different with 80% of renters believing that home ownership is part of their American Dream. Continue reading “Fergus Falls Renters | Is Home Ownership Your Dream?”

The American Dream | Home Ownership

93% Believe Homeownership Is Important in Attaining the American Dream

Are you looking attain the American Dream by purchasing a home in Fergus Falls MN 56537? As a real estate agent, I want to be prepared to ensure that you are given the best buying experience with knowledge and expertise to guide you along the way.  One of the methods I use is to keep current with the housing inventory in Fergus Falls and researching market trends.

Today I’d like to talk to you about home ownership and the American Dream. Did you know that 93% of Americans think home ownership is important?  Continue reading “The American Dream | Home Ownership”

How Fast Can You Save for a Down Payment?

Are you paying a lot for rent in Fergus Falls? Using comparative statistics for Minnesota, you could feasibly save for a down payment (FHA) in less than a year.

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long would it take you to save for a down payment in each state? Continue reading “How Fast Can You Save for a Down Payment?”

Measuring Your Ability to Achieve the American Dream

Owning a home in Fergus Falls can become a reality for many who are ready to live the American Dream of home ownership.

Forbes.com recently released the results of their new American Dream Index, in which they measure “the prosperity of the middle class, and…examine which states best support the American Dream.”

The monthly index measures several different economic factors, including goods-producing employment, personal and commercial bankruptcies, building permits, startup activity, unemployment insurance claims, labor force participation, and layoffs. Continue reading “Measuring Your Ability to Achieve the American Dream”